EMI / Loan Calculator

Calculators

Free EMI & loan calculator — instantly see your monthly installment, total interest payable and a full payoff breakdown for any loan amount.

Loan amount: Rs 500,000

Interest rate: 12% /yr

Tenure: 3 years

Rs 16,607

Monthly EMI

Rs 97,858

Total interest

Rs 597,858

Total payable

Principal 84% · Interest 16%

How to use

What this tool does

Calculates your monthly loan installment (EMI), total interest payable over the loan term, and the total repayment amount — for any loan amount, interest rate and tenure.

Who it's for

Anyone comparing loan offers from different banks before committing
People budgeting for a car, home or personal loan and wanting to see the real monthly cost
Checking how much interest you'd save by choosing a shorter loan tenure

How to use it

Enter the loan (principal) amount.
Enter the annual interest rate and the loan term.
Your monthly EMI, total interest and total payback amount appear instantly.

Good to know: a longer loan tenure lowers your monthly EMI but increases the total interest you'll pay overall — this calculator makes that trade-off easy to see before you sign anything.

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